FAQs
Listing a judgment is easy! Once you’ve registered, just click 'Sell Judgments' in the top navigation bar and follow the simple process. To learn more about listing a judgment for sale, please click the following link: http://judgmentmarketplace.com/tools/how-to-sell
The 'Buy Now' price is the dollar amount the Seller will accept for immediate sale. The first Buyer to accept the 'Buy Now' price locks him/herself in as the purchaser of the judgment or portfolio.
Judgment Marketplace provides guidelines on how much you can reasonably expect to get for your judgments. There may be extreme circumstances which make your judgment special. For example, if you are in the process of garnishing the judgment debtor’s wages and generating a steady income stream, that may push the price up. If the debtor’s assets look very shaky, that may push the price down. The best way to price your judgment is to start with the scale we provide and then adjust slightly based on the level of risk that the Buyer would be facing based upon the circumstances of the judgment debtor.
Buyers pay for the judgments they purchase through Judgment Marketplace's built in payment process, which confirms the availability of the Buyer's payment, then prompts the Seller to upload the Assignment of Judgment, at which point the Buyer must then confirm the documents to proess and release the payment to the Seller and release the un-watermarked documents to the Buyer.
No
You should include any information that may be relevant. At the very least, you should include sufficient information to enable Buyers to research their potential ability to execute the judgment by cross-referencing the information you provide with other sources of public information. However, under no circumstances should you post the debtor’s personal financial information, Social Security Number, bank account information or phone numbers. Additionally, do not post any information that enables Judgment Marketplace members to contact you outside of the Judgment Marketplace forum.
Judgements can be listed for free as long the Buy Now price is under 25% of the principal judgment amount.  You will be charged a small fee if you choose to list judgments with a Buy Now price above the recommended range.  Additionally, you can choose to pay a small fee to enhance your judgment listing with features like bolding, highlighting or promoting to others on the site.  The fee amounts can be found on the Listing Page.
The recommended range reflects the prices Buyers are typically willing to pay for an uncollected judgment, given the risk they are taking on their ability to collect payment. The fee is intended to encourage Sellers to price in a range that is likely to attract Buyers because if Buyers are put off by high prices, high-priced Sellers will not be able to sell their judgments and Buyers may leave the marketplace, hurting the ability of others to sell their judgments as well.
You can upload files in a variety of formats (e.g., GIF, PNG, JPG, PDF, DOC, RTF) but images need to be in JPG, PNG or GIF format.
You can create a portfolio and add judgments to the portfolio or sell judgments separately.
When the Buyer clicks Buy Now or the Seller Accepts an Offer, Judgment Marketplace will:
  • Confirm the availability of the Buyer’s payment; then,
  • Prompt the Seller to obtain and upload an Assignment of Judgment from the court and any other documents the Seller agreed to provide; then,
  • Prompt the Buyer to confirm that the documents uploaded by the Seller meet the terms of the sale; then,
  • Process and release payment to the Seller; then,
  • Release un-watermarked documents to the Buyer.
Yes, we process all payments through Stripe, a secure and well respected online payment processor.
For the security of all JudgmentJudgment Marketplace Members, we prefer that all payment be processed through the site.
There are no fees to register as a basic member, to list a judgment with a Buy Now price within the recommended range.
Membership Cost
Basic Membership FREE
Premium Membership (optional) - Provides exclusive first look at any new judgmentsjudgments listed (for first 5 days after judgmentjudgment listed),Unlimited assignment of judgment forms at no additional cost, 2 listings bolded and/or highlighted per month at no additional cost, 10% discount on any additional listing enhancements, and Premium seal on account and all communications with other Buyers and Sellers, indicating that you are a preferred member of the marketplace 19.99/month
JudgmentListing Cost
For listings with a Buy Now price of less than 25% of Principal Judgment Amount FREE
For listings with a Buy Now price of 25 - 30% of the Principal Judgment Amount. $20.00
For listings with a Buy Now price of 35 - 50% of the Principal Judgment Amount. $35.00
 For listings with a Buy Now price of above 50% of the Principal Judgment Amount. $50.00
Listing Enhancements (optional) Cost
Embolden Listing - Attract Buyers' attention by making the title of your listing bold. $4.00
Highlight Listing - Attract Buyers' attention by making your entire listing highlighted when searched in the Browse page. $7.00
Featured State Listing - Have your listing appear in the top search results in your judgment's state. $25.00
Featured Country Listing Have your listing appear in the top search results throughout the country. $125.00
Final Value Fee Cost

8% fee based upon the sale price, paid by the Seller at the time the agreement is reached with the Buyer. Example if the sale price is $1000.00 the 8% paid to Judgment Marketplace would be $80.00.

 8% of final sales price
If the judgment is not as described, please contact the Seller and give them a chance to make things right for you. If you are not able to resolve the issue with the Seller, contact Judgment Marketplace using our Resolution Center in the Support tab.
Yes. At Judgment Markplace we keep your data private and secure. We provide end-to-end (between your browser and our web server) encryption for all user data via SSL/TLS. This means that even on public Wifi it would be very difficult for a 3rd party to eavesdrop on your communication. Depending on the browser you are using a padlock icon will appear in the address bar or in the status bar indicating that you have a secure connection, additionally your address bar might turn blue or green.
A Judgment is the official decision of a court at the completion of a lawsuit, which often awards a sum of money to the winner of the suit, often called the creditor or plaintiff.
A Small Claims Judgment is typically under $5,000. As a Small Claims Judgment Creditor you have the same rights as any other judgment creditor.

The Small Claims Court is a part of a court system where a person can sue for money damages only up to a specific amount (usually $5,000). That amount is set by state law and may change from time to time. You do not need an attorney.
Judgment Marketplace prides itself on the steps it has taken to maintain the confidentiality of our members’ sensitive information. We do not store or process any of our credit/debit card details. We process all payments through Stripe for safe and secure PCIDSS compliant credit card processing, storage and retrieval. We use a 128 bit encryption and 256 bit AES (Rijndael) cipher which is the same standard used by the US Government to keep your information from falling into the wrong hands.
If you are concerned that the Seller may not be the legal owner of the Judgment, check with the court in which the judgment was filed. Most Court records (outside of Family Court) are a matter of public record.
Judgment Marketplace was designed to maintain the security and integrity of both your personal information and the sale and purchase of judgments. Contacting Buyers and Sellers outside of Judgment Marketplace exposes your personal and payment information to unknown risks and harms the integrity of the marketplace for other users. Additionally, the marketplace maintains historical communications and records related to all sales, providing you with a valuable resource if documents are lost or disputes arise.
No. Solicitation of customers through Judgment Marketplace is strictly prohibited and may result in suspension and/or penalties.
If you believe that a party is misrepresenting his or her ownership interest or facts about a judgment, please report your concerns to support@judgmentmarketplace.com and we will investigate.
We urge all members of Judgment Marketplace to conduct due diligence before purchasing a judgment from a third party. Court records are available to validate the existence of a judgment and the rights of the respective parties thereto. Buyers can order the ‘Judgment Verification Report’ to verify the judgment details and debtor bankruptcy details. You may also view the sellers feedback on their profile page.
You cannot meet with another party until a contract has been executed agreeing to a firm price for the judgment. Judgment Marketplace has strict rules regarding sharing personal information prior to the formation of an agreement.
No. Solicitation of customers through Judgment Marketplace is strictly prohibited.
Judgment Marketplace is only available for the sale and purchase of judgments entered in the United States of America. We plan to expand internationally in the near future.
Your credit card is necessary to establish your identity as the judgment creditor or a proper representative thereof.
Yes. We utilize Stripe (used by many trusted online services) for safe and secure PCI compliant credit card processing, storage and retrieval.
We do not store your credit card information within our system. That being said if you successfully sell a judgment we are authorized to charge your credit card on file with Stripe for the 8% final value fee.
There is NO charge for registering as a Seller. Additionally, listings are free as long as the Buy Now price is less than 25% of the principal judgment amount. You have the option to list with a Buy Now price above that level and/or to enhance your listing for a small fee.
As part of the card verification process, you may see a temporary authorization for $1.00 on your account. This amount will disappear from your account in a few days and will never settle.
No charge or fee is assessed for listings with a Buy Now price less than 25% of the principal judgment value. You have the option to list with a Buy Now price above that level and /or to enhance your listing for a small fee.
A Judgment is the official decision of a court at the completion of a lawsuit, which often awards a sum of money to the winner of the suit, often called the creditor or plaintiff.
In the United States, the Court is not responsible for ensuring that judgments are satisfied. They leave that responsibility to the party who obtained the judgment.
In the context of executing a judgment, the Statute of Limitations is the period of time that the Court allows a judgment creditor to seize the judgment debtor’s money/assets. The period for executing a judgment varies from State to State. It usually starts on date the judgment is entered with the Clerk of the Court.
To assign a judgment you need to execute (sign) an assignment of judgment form, usually before a notary, and file the assignment with the Clerk of the Court. The assignment document may vary from State to State or even from Court to Court within the same State.
Assigning a judgment passes the rights to collect the judgment from one party to another party. The new party steps into the shoes of the original judgment creditor.
Wage garnishment allows a judgment creditor to seize a portion of the judgment debtor's employment wages for purposes of satisfying a judgment.
The index number is the number assigned to the case by the Court. The index number enables the Court to keep track of each case in its system. No Court will assign the same index number to two different cases.
Compound interest means that interest is being applied to the interest that has already accrued and not merely the principle. For example: If Party A owes $10,000.00 and the interest rate is 10% non-compounded, each year, (year 1, year 2, year 3, etc.) the debt will increase by $1,000.00. If the interest is compounded, the amount of interest will increase every year. In Year 1 it will be $1,000.00, in year 2 there will be interest on the principle amount of $10,000.00 PLUS interest on the interest that previously accrued. Thus the total interest for Year 2 would be $1,100.00, if the interest is compounded and only $1,000.00 if it is not compounded.
A lien provides a judgment creditor with the right to the property of the judgment defendant if a judgment is not satisfied.
No, unless it was domesticated/transferred to a court in the United States.
Buying a judgment entitles the new owner to step into the original judgment creditor’s shoes. Thus, by purchasing a judgment (usually for far less than the amount of the judgment), you have the right to collect more money than you paid to acquire those rights. Alternatively, you may be able to resell the judgment to a third-party for more money than you paid for the judgment.
Judgment Marketplace provides guidelines on how much you can expect to get for your judgments. There may be extreme circumstances which make your judgment special. For example, if you are in the process of garnishing the judgment debtor’s wages and generating a steady income stream, that may push the price up. If the debtor’s assets look very shaky, that may push the price down. The best way to price your judgment is to start with the scale we provide and then adjust slightly based on the level of risk that the Buyer would be facing based upon the particular circumstances of the judgment debtor.
A judgment is an asset. In most jurisdictions it is legal to sell a judgment.
Judgment Marketplace recommends that members process all purchases through their preferred payment method on Judgment Marketplace for security reasons.
Multiple payment options are offered through Judgment Marketplace and all are securely processed through Stripe.
Yes.
Judgment Marketplace charges a Final Value Fee of 8% of the final sale price of any listing. That cost is paid exclusively by the Seller and is netted from the final sale proceeds. So if a $10,000.00 judgment sells for $1,000.00, Judgment Marketplace would deduct $80.00 (8% of $1,000.00) from the proceeds paid to the Seller.